After the new car purchases a license, there is an important thing to do. Is to buy insurance, face a wide range of car insurance, which should be bought, and which do not have to buy, do you have a few?

教您如何购买省钱又实用的车险

Let me talk about a few ways to buy auto insurance. You can buy it at the time of buying a car or at a 4S shop in the future; you can also buy it at major insurance companies' own business offices; or buy it on the official website of major insurance companies; and finally buy it by phone. These kinds of purchase methods have their own advantages and disadvantages. It is recommended that friends who are familiar with online shopping are purchased on the insurance company’s official website. This not only can avoid the sales promotion by the auto sales staff, but also can often obtain better prices at more favorable prices. The service, but at the same time online shopping insurance must pay attention to guard against fraud, certification official website, improve self-discrimination ability.

Having said how to buy auto insurance, then it said which auto insurance should be purchased? The first is compulsory insurance, which is called compulsory liability insurance for motor vehicle traffic accidents. This is the kind of insurance that vehicle owners must purchase. Then there is the third party liability insurance. The TAC insurance has lower compensation for the third party's property losses and medical expenses. We may consider purchasing the third party liability insurance as a supplement to the TAC insurance. The last is the vehicle loss insurance. After insured vehicle damage insurance, if an accident such as a collision causes the loss of the insurance vehicle itself, the insurance company will make compensation according to the contract, which can protect the basic interests of the owner.

Finally, we will talk about auto insurance that can be bought or not, saying that it can be bought because if you have better economic conditions and don’t care about buying more money for insurance, you can choose to purchase it and protect the interests of the owner in a more comprehensive manner. Say it can not buy, because it is less practical than the first three, if the owner of the economy is slightly tight, the price is not high, you do not have to buy. In this case, the main responsibility is theft and emergency insurance. The insurance liability for motor vehicle robberies consists of two parts: one is the loss of insurance vehicles due to theft, robberies and robberies; the other is the theft and robberies of insurance vehicles. Reasonable expenses incurred due to robberies.

How to buy car insurance is so clear, you must have thought of it.


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